Shaping the future of India's gold loan ecosystem.
A collaborative platform strengthening governance and standards across the gold-backed credit sector.
11.1%
Share of India's retail credit
TransUnion CIBIL · Apr 2026
₹3.41 lakh crore
NBFC gold loan book
RBI sectoral data · Jun 2026
69.3%
Year-on-year growth in that book
RBI sectoral data · Jun 2026
~25,000 tonnes
Gold held by Indian households
Published industry estimate
A platform for a stronger, more responsible gold loan ecosystem.
- A collaborative, non-commercial industry forum
- Gold loan NBFCs, banks and financial institutions engaged in lending against gold
- Standards · Governance · Research · Industry representation
Four pillars of institutional purpose.
Pillar 01
Regulatory alignment
Supporting responsible alignment with regulatory expectations.
Pillar 02
Ethical lending
Promoting responsible lending practices through a shared code of conduct.
Pillar 03
Consumer protection
Encouraging stakeholder-centric practices and clear disclosure.
Pillar 04
Industry development
Supporting research and capability building for sustainable growth.
Industry representation and independence.
Thomas John Muthoot
Chairman & Managing Director
Muthoot Fincorp
Thomas George Muthoot
Joint Managing Director
Muthoot Fincorp
Thomas Muthoot
Joint Managing Director
Muthoot Fincorp
V.P. Nandakumar
Chairman & Managing Director
Manappuram Finance