Industry & Research
Data-driven insights, policy updates, and sector analysis to support the growth and governance of the gold loan ecosystem.
Evidence for a sector that is often discussed and rarely measured.
- Policy update14 Jul 2026
Implementing the tiered loan-to-value framework: early observations from member institutions
A review of operational readiness across the membership following the revised collateral lending directions.
FGLOC/PU/2026-27/04 - Market data02 Jul 2026
Quarterly sector review: assets, ticket size and regional distribution
Aggregate movement in gold loan portfolios, with the bank–NBFC split and average ticket-size trend.
FGLOC/MD/2026-27/02 - Research note19 Jun 2026
Gold-backed credit and MSME working capital: a household-level view
How short-tenure secured borrowing functions in the cash-flow cycles of small enterprises.
FGLOC/RN/2026-27/07 - Sector analysis28 May 2026
Valuation, auction and collateral release: standardising member practice
A comparative look at process standards and the case for a common member protocol.
FGLOC/SA/2026-27/03 - Consultation response11 May 2026
Forum submission on disclosure norms for collateralised retail lending
The Forum's consolidated response, prepared with the Standards Committee.
FGLOC/CR/2026-27/01 - Financial inclusion24 Apr 2026
First-time formal borrowers: what gold collateral changes about access
Evidence on entry into the formal credit system through secured, asset-backed products.
FGLOC/FI/2026-27/05